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With over 20 years experience in bankruptcy practice, we have provided high quality legal representation in both Chapter 7 and Chapter 13 bankruptcies to hundreds of clients. We are not a bankruptcy mill, and provide personalized - trustworthy - client friendly services.

Our fees are below average for those charged in the community, and payment plans are generally available. We are conveniently located, and have evening appointments available to meet your schedule.

Financial Difficulties Can Happen To Anyone. The on-going tough economic times here in the Miami Valley, job or overtime loss, rising health care costs, or breakup of the family, often cause financial stress and strain. It becomes difficult, if not impossible, for many individuals and families to juggle payments on debts and at the same time provide for basic needs.  In short, there doesn’t seem to be a light at the end of the tunnel. You need some relief from debt, old and/or new.

If your answer is YES to one or more of the questions below, please call us at 937-252-4900 to schedule a free initial consultation to see how we can help:

  • Are you having difficulties making payments or reducing balances on credit cards or auto loans?
  • Are you constantly being harassed by calls from bill collectors?
  • Is your home in foreclosure or are you behind in your mortgage payments?
  • Do you have a debt collection lawsuit pending or threatened?
  • Is your pay check about to be or being garnished, cutting into your take home pay?
  • Do payments on debt obligations leave you or your family deprived of a reasonable lifestyle?
  • Has your driver’s license been suspended because of judgments or unpaid reinstatement fees?
  • Does your low credit score make it difficult to obtain credit or land a good job?

The bankruptcy laws are here to protect and help people who are struggling with consumer debt. A bankruptcy can help you take control of your money issues while saving your home, cars and other property. We can help you navigate the intricacies of the bankruptcy laws, save your assets, and provide that fresh start that you have a right to obtain.

We are a Debt Relief Agency helping people file for debt relief under the Bankruptcy Code. If you would like to discuss your case or need help deciding whether to file bankruptcy, we would be happy to meet with you.

Call us today at 937-252-4900.

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Dennis Heitz, Attorney at Law
1634 South Smithville Road, Dayton, Ohio 45410
937-252-4900

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Contact Information

Dennis H. Heitz

Attorney at Law

1634 S. Smithville Road
Dayton, OH 45410

(Just South of Route 35)

Phone: 937-252-4900
Fax: 937-254-1410

Email:
heitzlegal@woh.rr.com


Free Initial Consultation
Free On-Site Parking


Evening & Saturday Appointments Available

Dayton bar associationOsbaNacba

We accept Visa.We accept MasterCard.We accept American Express.
We accept cash.We accept checks. We accept ATM cards.